Millions Could Reclaim Hidden Wealth as Rs 2,000 Crore Already Returned Under ‘Your Money, Your Right

In Shorts

• Over ₹2,000 crore in unclaimed financial assets has been returned to rightful owners so far.
• The ‘Your Money, Your Right’ campaign encourages citizens to reclaim dormant assets held by banks, insurers, mutual funds, and corporates.
• Special facilitation camps and dedicated portals have been launched nationwide to simplify the recovery process.

The government has taken a decisive step to ensure Indians reclaim what belongs to them. Under the newly launched “Your Money, Your Right” campaign, nearly ₹2,000 crore in unclaimed financial assets has already been restored to rightful owners over the past two months.

Prime Minister Narendra Modi has called on citizens across India to join the movement and check whether they — or their family members — have dormant deposits, unclaimed insurance proceeds, unpaid dividends, or forgotten investments in mutual funds.

Launched on October 4, 2025, the campaign brings together banks, insurers, mutual fund houses, and regulatory bodies. Through coordinated efforts, the initiative aims to locate and return long-forgotten or overlooked funds held in various institutions, ranging from banks and insurance firms to mutual funds and dividend accounts.

To facilitate claimants, the government has rolled out dedicated portals for different types of financial assets. In addition, from October through December 5, 2025, special camps were organised in 477 districts — covering both urban and rural areas — to help citizens avail themselves of the opportunity to reclaim their assets.

The scale of dormant assets waiting to be claimed is substantial. Banks across India are sitting on roughly ₹78,000 crore in unclaimed deposits. Insurance companies reportedly hold nearly ₹14,000 crore in unclaimed policies, while mutual funds and dividend accounts together account for thousands more crores.

In his address, the Prime Minister described this as more than just a financial clean-up. He framed it as a chance to transform “forgotten financial assets into a new opportunity,” stressing the importance of transparency, financial inclusion, and citizen empowerment.

He urged families to check the dedicated portals or visit local facilitation camps to see if they have unclaimed funds — and to reclaim what is rightfully theirs before it slips from memory again.